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What is Bad Credit?
Typically, having damaged credit  or low score means you're considered a high credit risk to lenders. As a high risk borrower, you may face additional fees, higher interest rates or even be turned down for jobs and loans. Credit Made Simple

If You Want Bad Credit - Earning a Bad Score
You may want to completely eliminate any chance of somebody lending you money. Here are some tips on how to destroy your credit score!
How to Ruin Your Credit

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Updated 10/18/08

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