Jul 5

Guaranteed Loans and Credit Cards

Guaranteed Personal Loans and Credit Cards – Bad Credit Approved!!

Did you knonw you qualify for Personal loans or VISA………..even if you have horrible, terrible or worse credit? Bankruptcy ok! Homeownership is not required, this is not payday loans!
Start today and improve your credit situation!

Since 1998 we have been the leader in online personal loans and credit cards. Now is the time to apply for your loan or credit. Don’t worry about bad credit because it does not matter, it’s guaranteed! This day could change your life forever!

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Jun 30

How ChexSystems Works

How ChexSystems Works
Banks and credit unions report incidents to ChexSystems to protect themselves and other banks in the future. They report you if your account is closed for a reason. Banks report accounts to ChexSystems for different reasons.

Here are some examples:

  • Bank was not able to collect for an overdraft. ATM transaction, or automatic payment which they honored on insufficient funds.
  • Multiple overdrafts.
  • Savings Account, debit card or ATM abuse.
  • Fraud.
  • Providing false information in opening account.

Each incident stays on your record for FIVE full years from the date the incident was reported.

Once an incident is reported to ChexSystems it can be hard to remedy. Many banks tell you their policy is not to open a checking account for you if you have one or more incidents reported. If the information is not correct read further down this page on how to challenge incorrect listings. If the amount is affordable, pay it off. I have heard some banks may take you back after they are paid off.

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How can I access my ChexSystems report?
If you been denied by a bank in the past 60 days, you may receive a report at no charge. Otherwise, there is an $8 charge. When contacting ChexSystems by mail or fax, be sure to always include your name, address, and Social Security Number (SSN).
Request a copy of your report in by writing by mail:
ChexSystems Customer Service
12005 Ford Road, Suite 600
Dallas, TX 75234-7253
ChexSystems toll free telephone number
(800) 428-9623
local (972) 280-8585
Fax: (972) 241-4772

Contact ChexSystems online? ChexHelp

Non ChexSystems banks?list

ChexSystems.net Search

chexsystems – Yahoo! chexsystems – Google Search

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The unbankable folks are now able to bank. It happens every day in America.
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Jun 11

What is Bad Credit?

Typically, having a low credit score means you’re considered a high credit risk to lenders. As a high risk borrower, you may face additional fees, higher interest rates or even be turned down for jobs and loans

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May 28

Your Bad Credit Solution…iOkBadCredit.com

Your Bad Credit Solution

Bad Credit Credit Cards

Bad Credit? Home loans, credit cards, personal loans instant online approval!
Fix bad credit or establish new credit today!
Your Bad Credit SolutioniOkBadCredit.com

Bad credit? Need a home an? How about a bad credit credit card? We can help! We feature easy qualify 1st and 2nd mortgages. We feature Orchard Bank secured and un secured credit cards for you! Get your MasterCard now! Check your credit report online! Debt management! Cut your monthly payments, save on finance charges! Bad credit is not forever! Bad credit can be fixed! Bad credit does not mean you’re a bad person! You may have credit listings that are incorrect or don’t belong to you! Learn how to check and understand your credit report. Get informed. Online credit repair. Establish new credit today! Links to credit information, government grants, bad credit car loans and free stuff! This site is for you !! The good guy (or gal) with bad, new, or no credit.

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