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	<title>iOkBadCredit.com &#187; ChexSystems</title>
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		<itunes:summary>Your Bad Credit Solution!</itunes:summary>
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		<title>Direct Deposit Bank Account &#8211; No ChexSystems! No Credit Check!</title>
		<link>http://www.iokbadcredit.com/chexsystems/direct-deposit-bank-account-no-chexsystems-no-credit-check/</link>
		<comments>http://www.iokbadcredit.com/chexsystems/direct-deposit-bank-account-no-chexsystems-no-credit-check/#comments</comments>
		<pubDate>Sun, 27 Feb 2011 08:27:38 +0000</pubDate>
		<dc:creator>iOkBad</dc:creator>
				<category><![CDATA[ChexSystems]]></category>
		<category><![CDATA[Direct Deposit Bank Account]]></category>
		<category><![CDATA[No ChexSystems]]></category>
		<category><![CDATA[No Credit Check]]></category>

		<guid isPermaLink="false">http://www.iokbadcredit.com/?p=165</guid>
		<description><![CDATA[&#160; If you thought you can&#8217;t open a bank account because of ChexSystems or other past credit issues&#8230;you should take a look at this:&#160; No Credit Check! Free Direct Deposit! No Overdraft Fees! Instant Bank Account Number! &#160; &#160;]]></description>
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<p>&nbsp;</p>
<table style="border-collapse: collapse;" border="4" cellspacing="0" cellpadding="0" width="304" bordercolor="#990033">
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<td width="300"><strong><span style="font-size: medium;"> If you thought you can&#8217;t open a bank account because of ChexSystems<br />
or other past credit issues&#8230;you should take a look at this:&nbsp;</p>
<p>No Credit Check!</p>
<p>Free Direct Deposit!</p>
<p>No Overdraft Fees!</p>
<p>Instant Bank Account Number!</p>
<p></span></strong>&nbsp;</p>
<p><a href="http://affiliate.acntracker.com/rd/r.php?sid=16&amp;pub=620328&amp;bid=1175&amp;c1=iok"><img src="http://ads.acntracker.com/rd/b.php?bid=1175&amp;sid=16&amp;pub=620328" border="0" alt="" width="300" height="250" /></a></td>
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<p>&nbsp;</p>
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		<title>Banking without overdraft fees!</title>
		<link>http://www.iokbadcredit.com/chexsystems/banking-without-overdraft-fees/</link>
		<comments>http://www.iokbadcredit.com/chexsystems/banking-without-overdraft-fees/#comments</comments>
		<pubDate>Thu, 30 Sep 2010 04:15:05 +0000</pubDate>
		<dc:creator>iOkBad</dc:creator>
				<category><![CDATA[Checking Accounts]]></category>
		<category><![CDATA[ChexSystems]]></category>
		<category><![CDATA[Second Chance]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[chexsystems]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[overdraft]]></category>

		<guid isPermaLink="false">http://www.iokbadcredit.com/?p=23</guid>
		<description><![CDATA[Banking without overdraft fees! Are you getting blasted with overdraft fees from your bank!! You overdraw one time and they hit you with a $35 fee??? It seems absolutely ridiculous that they can get away with this. The major banks are making millions off the fact that their customers are struggling yet the clients are [...]]]></description>
			<content:encoded><![CDATA[<p><strong><span style="font-size: medium;">Banking without overdraft fees!</span></strong></p>
<p>Are you getting blasted with overdraft fees from your bank!! You overdraw one time and they hit you with a $35 fee??? It seems absolutely ridiculous that they can get away with this. The major banks are making millions off the fact that their customers are struggling yet the clients are the criminals that are being placed on</p>
<p><a href="http://www.accountnow.com/chexsystems/"> <span style="color: #000000;">ChexSystems</span></a>!!</p>
<p>There is one simple solution to banking without overdraft fees- don’t use a bank!  <a href="http://www.accountnow.com/"> <span style="color: #000000;">Prepaid debit cards</span></a> are the easiest way to manage your money. With AccountNow you can have a prepaid credit card, online banking and online bill pay. It is essentially the same thing as having a debit card, but you cannot overdraw your account!</p>
<p>Get your direct deposit switched in to a service fee free account and wait and see how much money you will save from service fees alone! Also, you will not have to go in to the bank and beg the manager to refund your money like you are some lowlife who can’t manage his checking account! Don’t leave it up to the bank to decide if you will be able to pay your bills by refunding fees, just skip the fees all together!</p>
<p><a href="http://affiliate.acntracker.com/rd/r.php?sid=16&amp;pub=620328&amp;bid=1174&amp;c1=iokb&amp;c2=&amp;c3=">Account Now!</a></p>
<p><span style="color: #000080; font-size: medium;"><strong>Can&#8217;t Open a Checking Account?</strong></span></p>
<p><strong><img src="http://www.badcreditinfo.com/images/chexsystems.jpg" border="0" alt="Man with headache can't get bank account due to chexsystems" width="191" height="130" align="top" /></strong></p>
<p><span style="color: #ff0000; font-size: medium;"><strong>Now You Can!</strong></span></p>
<p><strong>Second Chance Checking Account</strong></p>
<p><strong>Online Bill Pay</strong></p>
<p><strong>Free Credit Builder</strong></p>
<p><strong>Non ChexSystems Bank</strong></p>
<p><strong>Free Direct Deposit</strong></p>
<p><strong>No Overdraft fees</strong></p>
<p><strong>No Credit Check</strong></p>
<p><a href="http://affiliate.acntracker.com/rd/r.php?sid=16&amp;pub=620328&amp;bid=1174&amp;c1=iokb&amp;c2=&amp;c3="> <img src="http://ads.acntracker.com/rd/b.php?bid=1174&amp;sid=16&amp;pub=620328" border="0" alt="" width="160" height="600" /></a><a href="http://affiliate.acntracker.com/rd/r.php?sid=16&amp;pub=620328&amp;bid=1174&amp;c1=iokb&amp;c2=&amp;c3="> </a></p>
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		<title>Our #1 Choice Orchard Credit Card</title>
		<link>http://www.iokbadcredit.com/credit/1-choice-credit-card/</link>
		<comments>http://www.iokbadcredit.com/credit/1-choice-credit-card/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 08:11:38 +0000</pubDate>
		<dc:creator>iOkBad</dc:creator>
				<category><![CDATA[ChexSystems]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[bad]]></category>
		<category><![CDATA[card]]></category>

		<guid isPermaLink="false">http://www.iokbadcredit.com/?p=13</guid>
		<description><![CDATA[Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="336" height="280" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="quality" value="high" /><param name="src" value="https://img1.ncsreporting.com/e7b58985-043b-4a68-b034-8d5aba08f2d1.swf?clickTag=http://links.ncsreporting.com/redirect.aspx?cr=311298^of=1567^af=125749^ac=100" /><embed type="application/x-shockwave-flash" width="336" height="280" src="https://img1.ncsreporting.com/e7b58985-043b-4a68-b034-8d5aba08f2d1.swf?clickTag=http://links.ncsreporting.com/redirect.aspx?cr=311298^of=1567^af=125749^ac=100" quality="high"></embed></object></p>
<ul>
<li>Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!</li>
<li>Acceptance at millions of locations worldwide, including website purchases and reservations</li>
<li>Your account information is updated and at your fingertips 24/7 so you can manage it your way</li>
<li>Email and text messages to remind you of your upcoming payment due date with online enrollment</li>
<li>On-call customer service representatives to assist you with questions or concerns</li>
<p><a href="http://links.ncsreporting.com/redirect.aspx?cr=105010&amp;of=1567&amp;af=125749&amp;ac=100" target="_blank">Apply Now!</a></ul>
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		<item>
		<title>ChexSystems</title>
		<link>http://www.iokbadcredit.com/credit/chexsystems/</link>
		<comments>http://www.iokbadcredit.com/credit/chexsystems/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 04:16:29 +0000</pubDate>
		<dc:creator>iOkBad</dc:creator>
				<category><![CDATA[Alternative]]></category>
		<category><![CDATA[Checking Accounts]]></category>
		<category><![CDATA[ChexSystems]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Second Chance]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[chexsystem]]></category>
		<category><![CDATA[chexsystems]]></category>

		<guid isPermaLink="false">http://www.iokbadcredit.com/?p=9</guid>
		<description><![CDATA[No Credit Check Account Now! ChexSystems Account Now! No ChexSystems CheckingNo Credit Check! Non ChexSystems Bank Second Chance Checking Account Free Direct Deposit How to make it through life when ChexSystems stops you from opening a checking account.No checking account? Direct deposit your payroll or monthly income check, check balance online, instant account number attached [...]]]></description>
			<content:encoded><![CDATA[<dl id="attachment_579" class="wp-caption alignnone" style="width: 310px;">
<dt class="wp-caption-dt"></dt>
<dd class="wp-caption-dd">No Credit Check Account Now!</dd>
</dl>
<table style="height: 1px;" width="81%" border="0" cellspacing="0" cellpadding="0" align="left">
<tbody>
<tr>
<td colspan="3" align="center" width="100%" height="10">
<h1>ChexSystems</h1>
</td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="10"><strong><span style="font-size: x-large;">Account Now!</span></strong></td>
</tr>
<tr>
<td align="center" width="33%" height="271"><span style="font-size: medium;"><span style="font-size: medium;">No ChexSystems Checking</span></span>No Credit Check!</p>
<p><strong><span style="font-size: medium;"> Non ChexSystems<br />
Bank</span></strong></td>
<td align="center" width="33%" height="1">
<h1><a href="http://affiliate.acntracker.com/rd/r.php?affid=620328&amp;sid=5&amp;c1=okb"><img class="size-full wp-image-579" title="deniedbankaccount" src="http://www.iokbadcredit.com/wp-content/uploads/2010/07/deniedbankaccount.gif" alt="Denied a Bank Account?" width="300" height="250" /></a></h1>
</td>
<td align="center" width="33%" height="271"><strong><span style="font-size: medium;">Second Chance<br />
Checking Account<br />
</span></strong><strong><span style="font-size: medium;">Free Direct Deposit</span></strong></td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="1"></td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="1"></td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="1">How to make it through life when ChexSystems stops you from opening a checking account.No checking account? Direct deposit your payroll or monthly income check, check balance online, instant account number attached to a MasterCard Debit card.  Free approval,  then a monthly fee. An easy way to bank while investigating issues with ChexSystems.<br />
<a href="http://affiliate.acntracker.com/rd/r.php?affid=620328&amp;sid=5&amp;c1=okb">Instant Account Number</a></td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="1"></td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="4">
<div>
<table style="height: 151px;" width="100%" border="0" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<td width="893" height="1"></td>
</tr>
<tr>
<td width="893" height="21"></td>
</tr>
<tr>
<td width="890" height="45">
<ul>
<li>Guaranteed Approval-Apply for free!</li>
<li>No ChexSystems or Credit Bureau inquiries</li>
<li>Pay any bill online service (Car, Rent, Utility)</li>
<li>Use anywhere MasterCard a is accepted</li>
<li>No bank account or employment verification needed</li>
<li>Deposit payroll and government checks directly to your card<br />
Unemployment, Social Security, Welfare, Medicare, Disability</li>
<li>Access cash at more than 1 million ATMs</li>
</ul>
</td>
</tr>
<tr>
<td width="100%" height="19"></td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
<p><a href="http://www.iokbadcredit.com/chexsystems.htm">http://www.iokbadcredit.com/chexsystems.htm</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>How ChexSystems Works</title>
		<link>http://www.iokbadcredit.com/credit/how-chexsystems-works/</link>
		<comments>http://www.iokbadcredit.com/credit/how-chexsystems-works/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 04:34:23 +0000</pubDate>
		<dc:creator>iOkBad</dc:creator>
				<category><![CDATA[Checking Accounts]]></category>
		<category><![CDATA[ChexSystems]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Second Chance]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[chexhelp]]></category>
		<category><![CDATA[chexsystems]]></category>

		<guid isPermaLink="false">http://www.iokbadcredit.com/?p=10</guid>
		<description><![CDATA[How ChexSystems Works Banks and credit unions report incidents to ChexSystems to protect themselves and other banks in the future. They report you if your account is closed for a reason. Banks report accounts to ChexSystems for different reasons. Here are some examples: Bank was not able to collect for an overdraft. ATM transaction, or [...]]]></description>
			<content:encoded><![CDATA[<table style="height: 390;border-collapse:collapse" border="0" cellspacing="0" width="476" bordercolor="#111111" cellpadding="0">
<tbody>
<tr>
<td width="790" height="8">
<span style="color: #ff0000; font-size: large; font-weight:700"> How ChexSystems Works</span></td>
</tr>
<tr>
<td width="790" height="74">Banks and credit unions report incidents to ChexSystems to protect themselves and other banks in the future. They report you if your account is closed for a reason. Banks report accounts to ChexSystems for different reasons.</p>
<p>Here are some examples:</p>
<ul>
<li>Bank was not able to collect for an overdraft. ATM transaction, or automatic payment which they honored on insufficient funds.</li>
<li>Multiple overdrafts.</li>
<li>Savings Account, debit card or ATM abuse.</li>
<li>Fraud.</li>
<li>Providing false information in opening account.</li>
</ul>
<p>Each incident stays on your record for FIVE full years from the date the incident was reported.</td>
</tr>
<tr>
<td width="787" height="26">Once an incident is reported to ChexSystems it can be hard to remedy. Many banks tell you their policy is not to open a checking account for you if you have one          or more incidents reported. If the information is not correct read further down this page on how to challenge incorrect listings. If the amount is affordable, pay it off. I have heard some banks may take you back after they are paid off.</td>
</tr>
<tr>
<td width="33%" height="19" align="center">
<table border="1" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%">
<tr>
<td width="100%">
<p align="center"><b><font color="#008000">OPEN 2ND CHANCE ACCOUNT NOW,<br />
    INSTANT BANK ACCOUNT NUMBER, FREE DIRECT DEPOSIT, USE ATM CARD FOR CASH, PAY<br />
    BILLS ONLINE</font></b></td>
</tr>
</table>
</td>
</tr>
<tr>
<td width="33%" height="264" align="center">
<table border="1" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="298" height="201">
<tr>
<td height="201" width="310">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#008000" width="100%" height="145">
<tr>
<td width="99%" height="145" align="center">
<p><font color="#008000" size="2"><strong>Free Direct Deposit</strong></font></p>
<p><font color="#008000" size="2"><strong>No Credit Check!</strong></font></p>
<p><font color="#008000" size="2"><strong>Non ChexSystems Bank</strong></font></p>
<p><font color="#008000" size="2"><strong>2nd Chance Checking Account</strong></font></p>
<p><font color="#008000" size="2"><strong>Online Bill Pay</strong></font></p>
<p><strong><span style="font-size: medium;"> <a title="Non ChexSystems Bank! No Credit Check!" href="http://affiliate.acntracker.com/rd/r.php?affid=620328&amp;sid=5&amp;c1=okb"> <span style="color: #000080;"> <img src="http://www.badcreditinfo.com/images/chexsystems.gif" border="0" alt="Non ChexSystems Bank Account Now " width="300" height="250" /></span></a></span></strong></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width="790" height="8"></td>
</tr>
<tr>
<td width="790" height="20"></td>
</tr>
<tr>
<td width="790" height="20"><strong>How can I access my ChexSystems report?<br />
</strong>If you been denied by a bank in the past 60 days, you may receive a report at no charge. Otherwise, there is an $8 charge. When contacting ChexSystems by mail or fax, be sure to always include your name, address, and Social Security Number (SSN).</td>
</tr>
<tr>
<td width="790" height="1"><strong>Request a copy of your report in by writing by mail: </strong><br />
ChexSystems Customer Service<br />
12005 Ford Road, Suite 600<br />
Dallas, TX 75234-7253<br />
<strong>ChexSystems toll free telephone number</strong><br />
(800) 428-9623<br />
local (972) 280-8585<br />
Fax: (972) 241-4772</p>
<p><strong>Contact ChexSystems online? <a href="http://www.chexhelp.com/"> ChexHelp</a></strong></p>
<p><strong>Non ChexSystems banks?<a href="http://www.badcreditinfo.com/non_chexsystems_banks.htm">list</a></strong></td>
</tr>
<tr>
<td width="787" height="99"><span style="font-family: Verdana; font-size: x-small;"> <a href="http://chexsystems.net/">ChexSystems.net Search</a></span></p>
<form action="http://groups.msn.com/ChexSystems/_joinpromote.msnw" method="POST">
<input name="commurl" type="hidden" value="ChexSystems" /> </form>
<p><!-- End MSN Groups Join Code --><span style="font-family: Verdana; font-size: x-small;"> <a href="http://search.yahoo.com/search?p=chexsystems&amp;ei=utf-8&amp;fr=b1ie7"> chexsystems &#8211; Yahoo! </a> <a href="http://www.google.com/search?sourceid=navclient&amp;aq=t&amp;ie=UTF-8&amp;rls=GGLJ,GGLJ:2006-13,GGLJ:en&amp;q=chexsystems"> chexsystems &#8211; Google Search</a></span></td>
</tr>
<tr>
<td width="790" height="63"><span style="color: #000080;">©iOkBadCredit.com 2008</span></td>
</tr>
<tr>
<td width="790" height="33">The unbankable folks are now able to bank. It happens every day in America.</td>
</tr>
</tbody>
</table>
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