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	<title>iOkBadCredit.com &#187; Alternative</title>
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	<description>Your Bad Credit Solution!</description>
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		<itunes:summary>Your Bad Credit Solution!</itunes:summary>
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		<itunes:category text="Society &amp; Culture"/>
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			<itunes:name></itunes:name>
			<itunes:email>info@iokbadcredit.com</itunes:email>
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			<title>iOkBadCredit.com</title>
			<link>http://www.iokbadcredit.com</link>
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		<item>
		<title>100 Day Cash Loan</title>
		<link>http://www.iokbadcredit.com/loans-2/100-day-cash-loan/</link>
		<comments>http://www.iokbadcredit.com/loans-2/100-day-cash-loan/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 05:53:40 +0000</pubDate>
		<dc:creator>iOkBad</dc:creator>
				<category><![CDATA[Alternative]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Second Chance]]></category>
		<category><![CDATA[100]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[day]]></category>
		<category><![CDATA[loan]]></category>

		<guid isPermaLink="false">http://www.iokbadcredit.com/?p=7</guid>
		<description><![CDATA[100 Days of Freedom You see an advertisement for a Cash Advance or Payday Loan and your heart sinks a little bit. You need the loan, but you know they’ll want you to pay it back within two pay periods-14 days-and how are you ever going to swing that? I mean, I guess you could [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.dpbolvw.net/nm97lnwtnvADGHKCFGACBIHCHJH" target="_top"><img src="http://www.tqlkg.com/qp80c37w1-LORSVNQRLNMTSNSUS" border="0" alt="" /></a></p>
<p>100 Days of Freedom<br />
You see an advertisement for a Cash Advance or Payday Loan and your  heart sinks a little bit. You need the loan, but you know they’ll want  you to pay it back within two pay periods-14 days-and how are you ever  going to swing that? I mean, I guess you could ask for an extension, but  you also know what that means: Additional fees. So, it seems  impossible! How are you ever supposed to get a handle on your funds if  the Cash Advance and Payday Loan Lenders only give you 14 days?</p>
<p>But consider THIS option: What if you could pay them back over 100  days? Could you do it then? Of course you could. And so you’ve come to  the right place: 100DayLoans.com.</p>
<h2>1) Applying Right Now</h2>
<p>For 100 Days of Freedom, apply for your loan via our secure, two-step     application form.  In fact, at 100 Day Loans.com, we use 			VeriSign    128 bit encryption technology in the application!  We ensure  the  safe   transfer of your personal and financial information, so  there’s  no  need  			to worry.</p>
<p><img src="http://www.100dayloans.com/images/devider.jpg" alt="100DayLoans.com" width="628" height="1" /></p>
<h2>2) Getting Approved</h2>
<p>After you apply, can you believe that you can get your approval    status immediately?  It’s true: <strong>4 out of 5 </strong>applicants   are approved!  And  finally…</p>
<p><img src="http://www.100dayloans.com/images/devider.jpg" alt="100DayLoans.com" width="628" height="1" /></p>
<h2>3) Getting Your Funds</h2>
<p>Get the funds you need deposited into your <strong>bank account in   just one  hour</strong>!</p>
<p><a href="http://www.anrdoezrs.net/p298ar-xrzEHKLOGJKEGFMLKOLO" target="_top">Cash Loans</a> at 100DayLoans.com<img src="http://www.lduhtrp.net/kh98z15u-yJMPQTLOPJLKRQPTQT" border="0" alt="" width="1" height="1" /></p>
<p>﻿</p>
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		<item>
		<title>ChexSystems</title>
		<link>http://www.iokbadcredit.com/credit/chexsystems/</link>
		<comments>http://www.iokbadcredit.com/credit/chexsystems/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 04:16:29 +0000</pubDate>
		<dc:creator>iOkBad</dc:creator>
				<category><![CDATA[Alternative]]></category>
		<category><![CDATA[Checking Accounts]]></category>
		<category><![CDATA[ChexSystems]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Second Chance]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[chexsystem]]></category>
		<category><![CDATA[chexsystems]]></category>

		<guid isPermaLink="false">http://www.iokbadcredit.com/?p=9</guid>
		<description><![CDATA[No Credit Check Account Now! ChexSystems Account Now! No ChexSystems CheckingNo Credit Check! Non ChexSystems Bank Second Chance Checking Account Free Direct Deposit How to make it through life when ChexSystems stops you from opening a checking account.No checking account? Direct deposit your payroll or monthly income check, check balance online, instant account number attached [...]]]></description>
			<content:encoded><![CDATA[<dl id="attachment_579" class="wp-caption alignnone" style="width: 310px;">
<dt class="wp-caption-dt"></dt>
<dd class="wp-caption-dd">No Credit Check Account Now!</dd>
</dl>
<table style="height: 1px;" width="81%" border="0" cellspacing="0" cellpadding="0" align="left">
<tbody>
<tr>
<td colspan="3" align="center" width="100%" height="10">
<h1>ChexSystems</h1>
</td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="10"><strong><span style="font-size: x-large;">Account Now!</span></strong></td>
</tr>
<tr>
<td align="center" width="33%" height="271"><span style="font-size: medium;"><span style="font-size: medium;">No ChexSystems Checking</span></span>No Credit Check!</p>
<p><strong><span style="font-size: medium;"> Non ChexSystems<br />
Bank</span></strong></td>
<td align="center" width="33%" height="1">
<h1><a href="http://affiliate.acntracker.com/rd/r.php?affid=620328&amp;sid=5&amp;c1=okb"><img class="size-full wp-image-579" title="deniedbankaccount" src="http://www.iokbadcredit.com/wp-content/uploads/2010/07/deniedbankaccount.gif" alt="Denied a Bank Account?" width="300" height="250" /></a></h1>
</td>
<td align="center" width="33%" height="271"><strong><span style="font-size: medium;">Second Chance<br />
Checking Account<br />
</span></strong><strong><span style="font-size: medium;">Free Direct Deposit</span></strong></td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="1"></td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="1"></td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="1">How to make it through life when ChexSystems stops you from opening a checking account.No checking account? Direct deposit your payroll or monthly income check, check balance online, instant account number attached to a MasterCard Debit card.  Free approval,  then a monthly fee. An easy way to bank while investigating issues with ChexSystems.<br />
<a href="http://affiliate.acntracker.com/rd/r.php?affid=620328&amp;sid=5&amp;c1=okb">Instant Account Number</a></td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="1"></td>
</tr>
<tr>
<td colspan="3" align="center" width="100%" height="4">
<div>
<table style="height: 151px;" width="100%" border="0" cellspacing="0" cellpadding="0">
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<td width="893" height="1"></td>
</tr>
<tr>
<td width="893" height="21"></td>
</tr>
<tr>
<td width="890" height="45">
<ul>
<li>Guaranteed Approval-Apply for free!</li>
<li>No ChexSystems or Credit Bureau inquiries</li>
<li>Pay any bill online service (Car, Rent, Utility)</li>
<li>Use anywhere MasterCard a is accepted</li>
<li>No bank account or employment verification needed</li>
<li>Deposit payroll and government checks directly to your card<br />
Unemployment, Social Security, Welfare, Medicare, Disability</li>
<li>Access cash at more than 1 million ATMs</li>
</ul>
</td>
</tr>
<tr>
<td width="100%" height="19"></td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
<p><a href="http://www.iokbadcredit.com/chexsystems.htm">http://www.iokbadcredit.com/chexsystems.htm</a></p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is Bankruptcy for you? Free consultation with local attorney!</title>
		<link>http://www.iokbadcredit.com/alternative/is-bankruptcy-for-you-free-consultation-with-local-attorney/</link>
		<comments>http://www.iokbadcredit.com/alternative/is-bankruptcy-for-you-free-consultation-with-local-attorney/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 17:23:47 +0000</pubDate>
		<dc:creator>iOkBad</dc:creator>
				<category><![CDATA[Alternative]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Second Chance]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bk]]></category>
		<category><![CDATA[consultation]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://www.iokbadcredit.com/?p=18</guid>
		<description><![CDATA[Chapter 7 bankruptcy and Chapter 13 bankruptcy offer different forms of protection. If you&#8217;re facing a financial crisis, a local bankruptcy attorney can help you determine whether Chapter 7 bankruptcy or Chapter 13 bankruptcy might be the right answer for you. Generally speaking, Chapter 7 bankruptcy is intended to wipe the slate clean by discharging [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.totalbankruptcy.com/pc/?AcctToken=BWNIx133&amp;practiceArea=BNK"></a></p>
<div id="attachment_40" class="wp-caption alignnone" style="width: 310px"><a href="http://www.totalbankruptcy.com/pc/?AcctToken=BWNIx133&amp;practiceArea=BNK"><img class="size-full wp-image-40" title="bnk-banner-300x250-5" src="http://www.badcreditinfo.com/wp-content/uploads/2010/07/bnk-banner-300x250-5.gif" alt="Free Case Evaluation" width="300" height="250" /></a><p class="wp-caption-text">Is Bankruptcy Right fpr you?</p></div>
<p>Chapter 7 bankruptcy and Chapter 13 bankruptcy offer different forms of protection. If you&#8217;re facing a financial crisis, a local bankruptcy attorney can help you determine whether Chapter 7 bankruptcy or Chapter 13 bankruptcy might be the right answer for you.</p>
<p>Generally speaking, Chapter 7 bankruptcy is intended to wipe the slate clean by discharging unsecured debt—debts like credit card debt, medical bills, and unsecured loans. Chapter 13 bankruptcy, on the other hand, is intended to give a debtor time to catch up past due payments over a period of 3-5 years, while keeping secured property like houses and cars.</p>
<p><strong>What is Bankruptcy?</strong></p>
<p>There are two types of consumer bankruptcy. Each is intended to help consumers in financial crisis, but the solutions offered are very different.</p>
<p><strong>Chapter 7 bankruptcy</strong>, or liquidation, is more common. A Chapter 7 bankruptcy may eliminate a lot of unsecured debt (credit cards, medical bills, old utility bills, unsecured personal loans, etc.), and can generally be completed within just a few months. In a Chapter 7 bankruptcy case, the trustee can liquidate (sell) non-exempt assets to pay creditors, but most people who file for Chapter 7 bankruptcy don&#8217;t have any non-exempt assets, and so are able to keep their property while eliminating unsecured debts.</p>
<p><strong>Chapter 13 bankruptcy</strong> is often the solution of choice for people who have a lot of secured debt, such as car loans and mortgages, and want to keep the property that serves as security for the loans. In a Chapter 13 case, the debtor enters into a repayment plan that allows 3-5 years to catch up on past due payments.</p>
<p><strong>New Rules</strong><br />
Since the bankruptcy law change in 2005, there have been a lot of misunderstandings about bankruptcy. For instance, many people have been led to believe that almost no one can file for Chapter 7 bankruptcy anymore. That&#8217;s simply not true. Although the new bankruptcy law that took effect in October, 2005 added some hoops for debtors to jump through, consumer bankruptcy attorneys and credit counseling agencies have found from the beginning that the Chapter 7 means test actually prevents very few debtors from filing under Chapter 7. In fact, some credit counseling agencies have said that by the time most debtors come to them for the newly-required pre-filing credit counseling, they have no other realistic option! The safety net of bankruptcy is still available to most consumers in financial crisis.</p>
<p><strong>What is Total Bankruptcy?</strong></p>
<p>Total Bankruptcy is sponsored by participating consumer bankruptcy attorneys from across the country, and provides hundreds of pages of free consumer bankruptcy information, articles, blog posts, and other resources on its website at <a href="http://www.totalbankruptcy.com/pc/?AcctToken=BWNIx133&amp;practiceArea=BNK">www.TotalBankruptcy.com</a>. Total Bankruptcy&#8217;s President, Kevin Chern, is the former managing partner of the largest consumer bankruptcy law firm in the United States, and has personally filed thousands of consumer bankruptcy cases.</p>
<p>Although Total Bankruptcy provides extensive free information about Chapter 7 and Chapter 13 bankruptcy and regular updates on bankruptcy news and developments, many consumers need help understanding how the bankruptcy laws apply in their particular circumstances and making good decisions about their next steps. A consumer bankruptcy attorney may be the best source of that information, so Total Bankruptcy makes it easy for consumers by scheduling free, no-obligation calls with local bankruptcy attorneys.</p>
<p><a href="http://www.totalbankruptcy.com/pc/?AcctToken=BWNIx133&amp;practiceArea=BNK">www.TotalBankruptcy.com</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Guaranteed Loans and Credit Cards</title>
		<link>http://www.iokbadcredit.com/credit/guaranteed-loans-and-credit-cards/</link>
		<comments>http://www.iokbadcredit.com/credit/guaranteed-loans-and-credit-cards/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 09:37:46 +0000</pubDate>
		<dc:creator>iOkBad</dc:creator>
				<category><![CDATA[Alternative]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Second Chance]]></category>
		<category><![CDATA[cards]]></category>
		<category><![CDATA[guaranteed]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://www.iokbadcredit.com/?p=4</guid>
		<description><![CDATA[Guaranteed Personal Loans and Credit Cards &#8211; Bad Credit Approved!! Did you knonw you qualify for Personal loans or VISA&#8230;&#8230;&#8230;..even if you have horrible, terrible or worse credit? Bankruptcy ok! Homeownership is not required, this is not payday loans! Start today and improve your credit situation! Since 1998 we have been the leader in online [...]]]></description>
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<p><span style="font-family: arial,helvetica; font-size: x-small;"><strong><span style="font-size: x-small;"> Guaranteed Personal Loans and Credit Cards &#8211; Bad Credit Approved!!<br />
</span></strong><span style="font-family: Arial,Helvetica,sans-serif;"><em><span style="color: #ff0000;"><strong><span style="color: #000000;"><br />
Did you knonw you qualify for Personal loans or VISA&#8230;&#8230;&#8230;..even if you have horrible, terrible or worse credit? Bankruptcy ok! Homeownership is not required, this is not payday loans!<br />
Start today and improve your credit situation!</span></strong></span></em></span> </span></p>
<p><span style="font-family: arial,helvetica; font-size: x-small;"><span style="font-family: Arial,Helvetica,sans-serif; font-size: x-small;"> </span> </span></p>
<p><span style="font-family: arial,helvetica; font-size: x-small;"><span style="font-family: Arial,Helvetica,sans-serif; font-size: x-small;"><a href="http://www.kqzyfj.com/ig104zw41w3JMPQTLOPJLKMRTPRL" target="_top"></a><img src="http://abacusmortgageloans.com/images/pocket.gif" alt="" /></span> </span></p>
<p><span style="font-family: arial,helvetica; font-size: x-small;"><span style="font-family: Arial,Helvetica,sans-serif; font-size: x-small;"> Since 1998 we have been the leader in online personal loans and credit cards. Now is the time to apply for your loan or credit. Don&#8217;t worry about bad credit because it does not matter, it&#8217;s guaranteed! This day could change your life forever!</span> </span></p>
<p><span style="font-family: arial,helvetica; font-size: x-small;"><span style="font-family: Arial,Helvetica,sans-serif; font-size: x-small;"><a href="http://www.kqzyfj.com/ig104zw41w3JMPQTLOPJLKMRTPRL" target="_top"> Don&#8217;t Wait! Get the Money you need NOW!</a><br />
Get the highest rated Internet credit E-book FREE just for visiting.<br />
Money and Credit await you!</span> </span></td>
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		</item>
		<item>
		<title>What is Bad Credit?</title>
		<link>http://www.iokbadcredit.com/credit/what-is-bad-credit/</link>
		<comments>http://www.iokbadcredit.com/credit/what-is-bad-credit/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 08:59:55 +0000</pubDate>
		<dc:creator>iOkBad</dc:creator>
				<category><![CDATA[Alternative]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Second Chance]]></category>
		<category><![CDATA[bad]]></category>
		<category><![CDATA[high]]></category>
		<category><![CDATA[risk]]></category>

		<guid isPermaLink="false">http://www.iokbadcredit.com/?p=3</guid>
		<description><![CDATA[Typically, having a low credit score means you&#8217;re considered a high credit risk to lenders. As a high risk borrower, you may face additional fees, higher interest rates or even be turned down for jobs and loans]]></description>
			<content:encoded><![CDATA[<p>Typically, having a low credit score means you&#8217;re considered a high credit risk to lenders. As a high risk borrower, you may face additional fees, higher interest rates or even be turned down for jobs and loans</p>
]]></content:encoded>
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